2025 Contribution Limits Simple Ira. In 2025, simple iras allow for $16,500 in annual contributions, which is up. Prior to 2025, it was very easy to explain to an employee what the maximum simple ira contribution was for that tax year.

The maximum contribution an employer can make is $70,000 (up from $69,000 in. The irs has recently announced the annual contribution limits for retirement plans and ira accounts in 2025.